Fraser CoastHome Loans

Fraser Coast home loan guides

Practical, plain-English guides on buying, refinancing and financing property in Hervey Bay and Maryborough.

First Home Buyers

Boost to Buy: How Queensland's Shared Equity Scheme Works for Fraser Coast Buyers

How the Queensland Government's Boost to Buy shared equity scheme works, who qualifies, and what it actually costs long-term for first home buyers in Hervey Bay and Maryborough.

13 September 2026
Investment

Investment Property Loans on the Fraser Coast: How Lenders Actually Assess Your Rental Income

How lenders assess long-term rental and Airbnb/holiday-letting income for investment property loans in Hervey Bay and Maryborough, and why it changes how much you can borrow.

6 September 2026
Refinancing

Fixed Rate Ending Soon? What Three RBA Rate Rises Mean for Fraser Coast Homeowners

The RBA cash rate has risen three times in 2026 to 4.35%. Here's what that means if your Hervey Bay or Maryborough fixed-rate home loan is about to roll onto a variable rate.

30 August 2026
Local Market

FIFO Home Loans on the Fraser Coast: How Lenders Actually Assess Roster Income

How FIFO workers living in Hervey Bay and Maryborough get home loans assessed, what lenders count from your roster, and why the wrong lender means an avoidable knock-back.

23 August 2026
Downsizing

Downsizing in Hervey Bay: How the $300,000 Super Contribution Works

How the downsizer superannuation contribution works for Hervey Bay and Maryborough homeowners aged 55 and over, and how it fits with your next home loan.

27 July 2026
Self-Employed

Self-Employed and Buying a Home on the Fraser Coast: What Lenders Actually Look At

What self-employed business owners, tradies and sole traders in Hervey Bay and Maryborough need to know about getting approved for a home loan.

13 July 2026
Local Market

How Much Can I Borrow? A Realistic Guide for Fraser Coast Buyers

How lenders actually calculate borrowing power in Hervey Bay and Maryborough, and why online calculators rarely give the full picture.

29 June 2026
First Home Buyers

Queensland First Home Owner Grant: What Hervey Bay & Maryborough Buyers Need to Know

How the $30,000 Queensland First Home Owner Grant works for new builds in Hervey Bay and Maryborough, and how it differs from stamp duty concessions.

15 June 2026
First Home Buyers

Does the Fraser Coast Qualify for the First Home Guarantee in 2026?

A plain-English look at whether Hervey Bay and Maryborough buyers qualify for the First Home Guarantee, including current price caps and how the scheme works.

1 June 2026