Fraser CoastHome Loans
Photo: Kerry Raymond / Wikimedia Commons, CC BY-SA 4.0

Home loan advice from a local team that actually knows Hervey Bay & Maryborough.

Servicing Hervey Bay, Maryborough and the wider Fraser Coast region, backed by many years of experience in banking and finance. Free, no-obligation loan assessments — we compare lenders so you don't have to.

Service
Free, always
Coverage
Whole Fraser Coast
Based
Right here, locally

Get your free loan assessment

Tell us a bit about what you're after and we'll be in touch within one business day.

Not sure where you stand? Check your borrowing power.

Free calculator, no sign-up required — takes under a minute.

Try the calculator

A team that knows Pialba from Point Vernon

Big-brand call centres can quote you a rate. What they can't always do is understand how lenders view Fraser Coast's local market — new estates in Hervey Bay, established homes in Maryborough, or the seasonal rental dynamics that matter for local investment property. Our experienced team of brokers has worked in the banking and finance industry for many years, and that local knowledge is often the difference between an approved loan and a declined one.

  • Local team with deep knowledge of Hervey Bay & Maryborough lending conditions
  • Many years of combined experience in banking and finance
  • Access to a panel of lenders, not just one bank's products
  • Free service — we're paid by the lender, not by you
  • Quick response by phone, email or callback — whatever suits you

Four steps to your loan

1

Free assessment

Tell us your situation — we'll tell you honestly what's realistic.

2

Lender comparison

We compare options across our lender panel for your circumstances.

3

Application & approval

We handle the paperwork and liaise with the lender on your behalf.

4

Settlement

We stay involved through to settlement, and beyond if your needs change.

Reviews coming soon

We're building a track record right here on the Fraser Coast with our local team of brokers. Check back soon, or ask us to put you in touch with recent clients directly.

Frequently asked questions

Is a mortgage broker free to use?

In almost all cases, yes. We're paid a commission by the lender you choose, not by you, so there's typically no cost to you for our advice and legwork.

Do you only deal with clients in Hervey Bay and Maryborough?

Those are our home turf and where we know the local lending quirks best, but we also work with clients across the wider Fraser Coast region.

How much can I borrow?

It depends on your income, expenses, existing debts and the lender's own criteria. Use the free assessment form below and we'll give you a clear, honest answer rather than a generic estimate.

What's the First Home Guarantee, and does Fraser Coast qualify?

It's a federal scheme letting eligible first home buyers purchase with as little as a 5% deposit, without paying Lenders Mortgage Insurance. Queensland properties outside Brisbane, the Gold Coast and Sunshine Coast — including the whole Fraser Coast — currently have a $700,000 price cap under the scheme, well above typical Hervey Bay and Maryborough prices. We can check your eligibility as part of your free assessment.

Ready to talk about your next move?

Whether you're buying your first home, refinancing, or investing, get a straight answer from a team that knows the Fraser Coast.

Get my free assessment